Health and Welfare Benefits - Power Workers Union

Health and Welfare Benefits

Power Sector Benefit Trust Summary

A detailed benefits booklet can be found on the Power Sector Benefit Trust and Retirement Program website.

The following is a brief summary of benefit highlights:


Life Insurance

Flat amount of $100,000


Dependents Group Life

Spouse: $25,000
Each Child: $5,000


Accidental Death & Dismemberment

Each member and spouse:
Flat amount of $50,000


Long Term Disability

65 percent of wages to a maximum of $2,500 per month. 119-day waiting period.


Pay Direct Drugs

The maximum dispensing fee is $7.00 per prescription (Drug Identification number). All drugs requiring a prescription by law are covered plus certain drugs not requiring a prescription.



Each member’s and spouse’s life insurance and Accidental Death and Dismemberment benefits reduce 50 percent on the members 65th birthday. All benefits cease on the member’s 70th birthday.


Extended Health Care

Zero deductible.

  • Private Duty Nursing
  • Ambulance
  • Aids, services and supplies
  • Oxygen
  • Orthopaedic shoes and orthotics
  • Colostomy and ileostomy supplies
  • Emergency Travel Assist
  • Speech therapy
  • Clinical psychology
  • Physiotherapy
  • Chiropractor
  • Osteopaths
  • Chiropodists or podiatrists
  • Hearing aids
  • Vision care (eye glasses)
  • $300.00 per person every two calendar years


Payment is made based upon the current Ontario Dental Association Schedule of Fees for General Practitioners. There is no annual deductible. Reimbursement is 100% of covered charges. Coverage is for Basic and Preventive procedures and includes coverage for periodontal work (treatment of gum disease) and root canal treatment (endodontics). Repair and adjustment of dentures is also covered.

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