10. Can retirees buy coverage at their own expense?

Members wishing to purchase retirement coverage must contact the PWUPP Call Centre at 1-877-393-0338 at least 30 days prior to retirement to ensure that they can continue coverage seamlessly. Although retirement does not affect title insurance coverage legal defence coverage continues only until the first April 11th following retirement and ID Theft coverage continues only until the first July 31st after retirement. It is important that the purchase of legal defiance and ID Theft coverage beyond that point is arranged prior to retirement.

Retirees may buy title insurance at their own expense by contacting the PWUPP Call Centre.

Members who wish to purchase Legal Defence/ID Theft coverage must purchase Active Retiree Membership, which includes such coverage. Eligibility requirements are set out in the application form available by clicking here and include:

  • PWU legal defence coverage is NOT available for purchase by any of the following Members:
    Members who, within the 5 years prior to the application date either:

    • Have been charged with a criminal offence and the charges have not been finally disposed of, OR
    • Have been convicted of a criminal offence for which a pardon (record suspension) has not been granted.
  • Members who have not had continuous coverage since retirement.
  • NOTE: Family members who do not meet similar criteria will not be covered even where the member is.

NOTE that members of the PWU Chapter of Retirees have access to ID Theft coverage provided by CyberScout at no additional cost to them and do not need to purchase that product.