Flat amount of $100,000
Each Child: $5,000
Each member and spouse:
Flat amount of $50,000
65 percent of wages to a maximum of $2,500 per month. 119-day waiting period.
The maximum dispensing fee is $7.00 per prescription (Drug Identification number). All drugs requiring a prescription by law are covered plus certain drugs not requiring a prescription.
Each member’s and spouse’s life insurance and Accidental Death and Dismemberment benefits reduce 50 percent on the members 65th birthday. All benefits cease on the member’s 70th birthday.
Payment is made based upon the current Ontario Dental Association Schedule of Fees for General Practitioners. There is no annual deductible. Reimbursement is 100% of covered charges. Coverage is for Basic and Preventive procedures and includes coverage for periodontal work (treatment of gum disease) and root canal treatment (endodontics). Repair and adjustment of dentures is also covered.